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Sep 12

Cheap Insurance Secrets

Posted on Monday, September 12, 2022 in School Academy

Cheap Insurance Secrets

by

Dotnetasansol

Can you find cheap insurance? Yes. You can not only spend less on all types of insurance, but you can get more of the coverages you need for less. Here are a few insider secrets to help you out.

Cheap Life Insurance – Purchase multiple policies. Instead of buying one large policy, save money by buying two, or even three, and staggering the terms. Have one run until the kids are out of the house, for example, and the other until your retirement fund kicks in. – Investigate the company. Visit www.naic.org/cis, the National Association of Life insurance

Commissioners site. It has links to check out companies, including their financial condition, and the complaints filed against them.

[youtube]http://www.youtube.com/watch?v=lrDrCF-T88g[/youtube]

– Ask about rebates. Some states allow agents to rebate a portion of their commission to you. Check online or by phone. You don\’t have to be from the state to buy insurance there.Cheap Auto Insurance Get several quotes, of course. You probably know that having as high a deductible as you can afford will also reduce the rate. Here are some money-saving tips you may not have known. – Get the legal minimum for liability coverage if you have few or no assets. Many companies try to sell their \”company-recommended minimums\” on liability, and even pass them off as the legal minimums. Just get the legal minimums. If you have no assets, you\’re not a target for a lawsuit. – Once a year, review your policies. Have a policy review and get new quotes every year or so. If the ticket you had is past the three year mark (or whatever the company thinks is important) they will drop the rate, but not automatically, so ask. – Remove your kids from your policy. If your kids are at a college that\’s more than 100 miles away, you can have them taken off the visit to policy Life insurance

and save a lot of money. You can\’t let them drive the car when they come home to visit though.

Other Cheap Insurance Secrets – Health insurance tip: Find a group to join. If you don\’t have health insurance through your employer, join a group that enables you to get a better policy rate. A fraternal organization or the chamber of commerce sometimes have arranged for group policies. – Home owners insurance tip: Consider higher deductibles. Insurance is for disasters, not small stuff. Plan to pay the first $1000 someday when something happens. In the meantime you\’ll save money every year on your policy. – Credit life insurance tip: Just say no. These policies pay the balance of your auto, home or other loan if you die. If you feel you need it, regular life insurance for the same amount is much cheaper. Whatever type of insurance you are buying, be sure to get several quotes. Ask questions about every part of the policy, and don\’t pay for things you don\’t need. Ask about any special discounts you might be eligible for. Asking many questions and really understanding the policy is the key to getting cheap insurance.

Here buying a right

Life insurance policy

will keep you worry free and enjoy your life in every moment. There are many insurance companies offering you four insurances including

Life insurance

policy that protects your vehicle against any untowardly incidents.

Article Source:

ArticleRich.com

Sep 10

Interview with BBC Creative Archive project leader

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Interview with BBC Creative Archive project leader
Posted on Saturday, September 10, 2022 in Uncategorized

Thursday, June 22, 2006

The Creative Archive project is a BBC led initiative which aims to make archive audio and video footage available to be freely downloaded, distributed, and ‘remixed’. The project is still in a pilot stage, and is only available to UK residents, but the long-term future of the project could have a major impact on the way audiences interact with BBC content.

The project is partly inspired by the Creative Commons movements, and also by a general move within the BBC to be more open with its assets. Additionally, educational audiences such as schools have expressed an interest in using BBC content within the classroom, both to watch and to create multimedia content from.

So far, clips made available under the licence have included archive news footage, nature documentary footage, and video clips content designed for educational uses. “It’s done very well with the audiences we’ve directed them towards – heavy BBC users,” says Paul Gerhardt, project leader. Users downloading the clips are also prompted to fill in a questionnaire, and so far 10-15% of people seem to be doing something with the material, although the BBC can’t be sure what exactly that is.

One of the biggest limitations within the licence as it currently stands during the pilot scheme is that the material is only available for use by people resident in the UK. The BBC’s Creative Archive sites use ‘geo-IP filtering’ to limit downloads to the UK, but there is some confusion over whether people who create their own content using the material can upload their creations to their own websites. A question within the FAQs for one of the more recent selections of clips suggests that this isn’t possible, saying “during this pilot phase material released under the terms of the Creative Archive Licence cannot be used outside the UK – therefore, unless a website has its use restricted to the UK only, content from the ‘Regions on Film’ archive cannot be published on it.”

“We want people to make full use of this content, whether they cut and paste it or whether they share it, and we completely accept that we’ve got a bit of a contradiction at the moment by saying UK-only and yet encouraging people to put it on their sites to share it with others, because you can’t expect people to have geo-IP restriction technology,” admits Mr Gerhardt. “We’re thinking hard about how to deal with this after the pilot – at the moment it’s quite likely that we’re probably going to need to find a distribution partner outside of the UK, so that if you’re outside of the UK you’ve got roughly the same experience as in the UK, but the content could be surrounded by sponsorship messages or advertising or whatever. Once we’ve done that then leakage from one to the other won’t really matter very much.”

The Creative Archive project has not been without critics from the commercial sector, worried that the BBC giving away their content for free would make it difficult for them to be able to make money from their own content. The BBC has explained to some of the commercial players that the content would be limited during the pilot, would not be available in broadcast quality, and that watermarking technologies would be trialled so that content could be recognised when it crops up elsewhere. The BBC is also investigating a business model for the future where there would be a “close relationship between public access to low-resolution content and a click through to monetising that content if you want to buy a high-resolution version”. People who want to play around with the material might discover they have a talent and then find they need to get a commercial license to use it properly, Mr Gerhardt explains, and the project wants to make it easy for this to happen.

Before the project can go ahead with the full scale launch, it will have to go through a ‘public value test’ to assess its overall impact on the marketplace, and commercial media companies will have a chance to input at this point.

For ease in clearing the rights, all of the content available under the pilot project is factual, but in the future the project could include drama and entertainment content. The BBC may also, in the future, work the Creative Archive licences into the commissioning process for new programmes. “This raises some really interesting ideas – if you have a documentary series, you could use the Creative Archive to release the longer form footage, for instance – that would create a digital legacy of that documentary series,” Mr Gerhardt explains. “The other interesting thought in the longer term would be for the BBC, or another broadcaster, to contribute to a digital pool of archive material on a theme, and then invite people to assemble their own content out of that. We could end up broadcasting both the BBC professionally produced programme accompanied by other programmes that other people had made out of the same material.”

One of the ways that the Creative Archive licence differs from the other ‘copyleft’ licences like Creative Commons, aside from the UK-only limitation, is that the licence currently allows the BBC to update and modify the licence, which may worry those using the licence that their rights could suddenly become more restricted. “The licence at the moment is a draft, and we’ve given warning that we may well improve it, but we wouldn’t do that more than once or twice. The ambition is that by the time we scale up to the full service we would have a fixed licence that everyone was comfortable with, and it wouldn’t change after that.”

“The ambition is to think about creating a single portal where people can search and see what stuff is out there under the same licence terms, from a range of different suppliers. The idea is that if we can create something compelling like that, we will attract other archives in the UK to contribute their material, so we’d be aggregating quite a large quantity.”

The Creative Archive project has captured the interest of many Internet users, who are growing increasingly, used the idea of being able to ‘remix’ technologies and content. Some groups have been frustrated with the speed at which the project is developing though, and with some of the restrictions imposed in the licence. An open letter to the BBC urges the dropping of the UK-only limitation, the use of ‘open formats’, and to allow the material to be usable commercially.

Mr Gerhardt has publicly welcomed debate of the licence, but makes it clear to me that the whole BBC archive will never all be available under the Creative Archive terms. “We will make all our archive available, under different terms, over the next five to ten years, at a pace to be determined. There would be three modes in which people access it – some of the content would only be available commercially, for the first five year or so after broadcast, say. The second route is through a ‘view again’ strategy where you can view the programmes, but they’d be DRM-restricted. And the third mode is Creative Archive. Over time, programmes would move from one mode to another, with some programmes going straight to the Creative Archive after broadcast.”

Others who disagree with the ‘UK-only’ restriction within the licence include Suw Charman, from the Open Rights Group, who has said “it doesn’t make sense in a world where information moves between continents in seconds, and where it is difficult for the average user to exclude visitors based on geography.” On the project generally, though, she said “I think that it is a good step along the way to a more open attitude towards content. It is a toe in the water, which is far preferable to the attitude of most of the industry players, who are simply burying their heads in the sand and hoping that lawsuits and lobbying for new legislation will bolster their out-dated business plan.”

Other organisations currently participating in the Creative Archive scheme include the British Film Institute, the Open University and Teachers’ TV. Two artists have been awarded scholarships to create artworks using BBC archive material, and BBC Radio 1 has held a competition asking people to use the footage in creative ways as backing visuals to music. The process of making the BBC’s archive material fully available may be a long one, but it could end up changing the way that people interact with the UK’s public service broadcaster.

Retrieved from “https://en.wikinews.org/w/index.php?title=Interview_with_BBC_Creative_Archive_project_leader&oldid=1052994”
Sep 6

Iranian International Master Dorsa Derakhshani discusses her chess career with Wikinews

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Iranian International Master Dorsa Derakhshani discusses her chess career with Wikinews
Posted on Tuesday, September 6, 2022 in Uncategorized

Tuesday, April 14, 2020

In February 2017, the Iranian Chess Federation announced two teenage chess players, Dorsa Derakhshani and her younger brother Borna Derakhshani, were banned from representing the national team. The federation announced their decision although Dorsa Derakhshani had previously decided and informed the chess federation she did not wish to play for Iran.

Dorsa Derakhshani is currently 21 years old and holds the International Master (IM) as well as Woman Grand Master (WGM) titles. Her brother, Borna, plays for the English Federation and holds the FIDE Master title.

Dorsa Derakhshani was banned since she did not wear a hijab, an Islamic headscarf, while competing at the Tradewise Gibraltar Chess Festival in January 2017. Under the laws of Islamic Republic of Iran, hijab is a mandatory dress code. Her brother Borna Deraskhsani was banned for playing against Israeli Grand Master (GM) Alexander Huzman at the same tournament. Iran does not recognise the existence of Israel, and previously, Irani athletes have avoided playing against Israeli athletes.

Mehrdad Pahlavanzadeh, the president of the country’s chess federation, explained the decision to ban the players saying, “As a first step, these two will be denied entry to all tournaments taking place in Iran and in the name of Iran, they will no longer be allowed the opportunity to be present on the national team.” ((fa))Farsi language: ?????? ????? ?? ??? ??? ?? ??? ????? ?? ?? ???? ???????? ?? ?? ????? ? ?? ??? ????? ?????? ??????? ????? ??????? ? ???? ???? ???? ?? ??? ??? ?? ??????? ????. He further stated, “Unfortunately, something that should not have happened has happened and our national interest is paramount and we have reported this position to the Ministry of Sports.” ((fa))Farsi language: ????????? ?????? ?? ????? ????????? ?????? ??? ? ????? ??? ?? ?? ?? ???? ?????? ???? ? ?? ??? ???? ?? ?? ????? ???? ?? ????? ?????.

IM Dorsa Derakhshani, who currently studies at Saint Louis University in the United States and plays for the United States Chess Federation, discussed her chess career, time in Iran and the 2017 controversy, and her life in Saint Louis with a Wikinews correspondent.

Retrieved from “https://en.wikinews.org/w/index.php?title=Iranian_International_Master_Dorsa_Derakhshani_discusses_her_chess_career_with_Wikinews&oldid=4583918”
Sep 6

KKE: Interview with the Greek Communist Party

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KKE: Interview with the Greek Communist Party
Posted on Tuesday, September 6, 2022 in Uncategorized

Thursday, May 13, 2010

Wikinews reporter Iain Macdonald has performed an interview with Dr Isabella Margara, a London-based member of the Communist Party of Greece (KKE). In the interview Margara sets out the communist response to current events in Greece as well as discussing the viability of a communist economy for the nation. She also hit back at Petros Tzomakas, a member of another Greek far-left party which criticised KKE in a previous interview.

The interview comes amid tensions in cash-strapped Greece, where the government is introducing controversial austerity measures to try to ease the nation’s debt-problem. An international rescue package has been prepared by European Union member states and the International Monetary Fund – should Greece require a bailout; protests have been held against government attempts to manage the economic situation.

Retrieved from “https://en.wikinews.org/w/index.php?title=KKE:_Interview_with_the_Greek_Communist_Party&oldid=4568134”
Sep 3

Manhein Fha Loan

Posted on Saturday, September 3, 2022 in Mortgage Broker

Manhein FHA loan

by

Manu Goel

It’s amazing how many different ways there are to get a home mortgage. Various mortgage offers cater to the needs of various people. You just need to look around and explore a bit and you can land with a really good mortgage offer (you could use a website by searching google that can quickly get you the best mortgage offers for your requirements and qualifications). So, FHA (Federal house administration) loans are well known and could be an option for your Manhein home (as an example). Let’s see what that `FHA loan for your Manhein home’ means.First of all, FHA doesn’t actually lend money to you. Ya, the term `FHA Loan’ does make you think like FHA are just another mortgage lender. But that is not the case. FHA (Federal house administration) is a government agency that insures mortgages. There are other mortgage insurers too, but insuring your home mortgage loan through FHA can get you a really good deal in terms of the mortgage down payment that your are required to make e.g. with FHA mortgage insurance, you might have to pay as little as 2.5% (or even lesser) as a down payment. That means you can get 97.5% of purchase price amount financed through a mortgage lender. Wonderful, isn’t it? However, FHA may charge you around 2-2.5% mortgage insurance premium upfront. This amount too can be part of the mortgage, if you so wish (and the mortgage lender agrees to it). You would of course be paying your annual mortgage insurance premium as well. But overall, FHA loans or FHA mortgage insurance is surely a good way of reducing the down payment requirement. You might consider it for your Manhein mortgage.

[youtube]http://www.youtube.com/watch?v=5GAhP1iyVoE[/youtube]

Manu Goel site http://www.myusgreencard.com, The website helps in filling-out the application forms for US green cards and helps in ensuring that the forms are complete in all respects.

Article Source:

Manhein FHA loan

Sep 2

George and Laura Bush introduce 2008 White House egg roll

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George and Laura Bush introduce 2008 White House egg roll
Posted on Friday, September 2, 2022 in Uncategorized

Monday, March 24, 2008

The President of the United States, George W. Bush, and his wife Laura Bush have introduced the 2008 White House egg roll. Mrs. Bush introduced the attendees to the event by saying “welcome, everybody, to the White House Easter Egg Roll, the 2008 Easter Egg Roll. This event is one of the happiest traditions on the White House lawn. It’s always fun to see the South Lawn filled with children. Thank you for coming. And I’d especially like to thank our entertainers, our readers, our volunteers, and our special guests.”

M. Bush dedicated the event to cleaning oceans. “We [the Bush family] want to remind you that we’re dedicating today’s Easter Egg Roll to our clean oceans. And there’s a booth here where you can find out how you can contribute to make sure that we’re environmentally sound stewards of our oceans. Ocean conservation is a important aspect of good public service, and it’s certainly something that Laura has on her mind, as she comes up to address you,” he said.

7,500 eggs are being provided for 2008 egg roll, with the White House estimating before the event that 22,000 people will attend this year.

Retrieved from “https://en.wikinews.org/w/index.php?title=George_and_Laura_Bush_introduce_2008_White_House_egg_roll&oldid=4538600”
Aug 31
0

On the campaign trail in the USA, July 2016

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On the campaign trail in the USA, July 2016
Posted on Wednesday, August 31, 2022 in Uncategorized

Tuesday, August 23, 2016

The following is the third edition of a monthly series chronicling the U.S. 2016 presidential election. It features original material compiled throughout the previous month after an overview of the month’s biggest stories.

In this month’s edition on the campaign trail: two individuals previously interviewed by Wikinews announce their candidacies for the Reform Party presidential nomination; a former Republican Congressman comments on the Republican National Convention; and Wikinews interviews an historic Democratic National Convention speaker.

Retrieved from “https://en.wikinews.org/w/index.php?title=On_the_campaign_trail_in_the_USA,_July_2016&oldid=4641439”
Aug 31
0

Indian cricketer Sehwag announces international retirement

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Indian cricketer Sehwag announces international retirement
Posted on Wednesday, August 31, 2022 in Uncategorized

Wednesday, October 21, 2015

Indian cricketer Virender Sehwag yesterday announced his retirement from international cricket matches and the next Indian Premier League season. Opener Sehwag played his last test match in March 2013 against Australia. He scored 8,586 runs, including 23 centuries, in 104 test matches, with a batting average of 49.34.

Sehwag, who turned 37 yesterday, said on Twitter “I hereby retire from all forms of international cricket and from the Indian Premier League. A statement will follow.” He stated he has not retired from first-class cricket matches, and he is also scheduled to appear in the Masters Champions League in February 2016.

Also known as the Nawab of Najafgarh, Sehwag is the only Indian cricketer to score a triple century in test matches, making 309 runs against Pakistan in 2004 and 319 against South Africa in 2008.

Sehwag stated, “I have always done what I felt was right and not what conformists thought to be right […] God has been kind and I have done what I wanted to do, on the field and in my life, and I had decided some time back that I will retire on my 37th birthday.”

Fellow Indian cricketers praised Sehwag when news of his retirement broke. Sachin Tendulkar referred to Sehwag’s “tremendous achievements” and “superlative performances”, V. V. S. Laxman called him “a pure entertainer”, and Ajinkya Rahane described him as “an inspiration to billions of cricket fans across the world.”

Retrieved from “https://en.wikinews.org/w/index.php?title=Indian_cricketer_Sehwag_announces_international_retirement&oldid=4343980”
Aug 29
0

Child Web Models How To Get Your Start

Posted on Monday, August 29, 2022 in Helicopter

Web models are always in demand and if you are looking to help your child break into the modeling industry, web modeling is an excellent place to start. Child models can advertise a wide variety of items, from toys to clothing and accessories. If your child is already in the modeling business, this is an excellent opportunity to open up more work. Web models represent a large segment of the modeling industry and for this reason it is a good place for those looking for a start in the modeling industry.

Getting professional photographs is the first step in helping your child enter the exciting world of web modeling. Every model needs a portfolio and a professional photographer will be able to put together a portfolio that represents a variety of poses and in several different kinds of attire. Some people may feel that child models do not need portfolios but they are models too and a portfolio is an invaluable asset. A good way to think of a modeling portfolio is as a resume of past modeling experience and a sample of the photogenic quality of the model. Most of the time, companies are looking for child models of a particular age or perhaps a child that has a special look. Modeling agencies often put together catalogs of models and companies will look through these catalogs to find the model or models they need.

What is the next step after the child has a portfolio of photographs? Now it is time to contact a modeling agency. When reputable businesses are looking to child models as web models they will contact one of these agencies in order to find the child they are looking for. In order for their child to be considered during the choosing process, the parent will have to have submitted the child’s portfolio to the agency in advance. Jobs usually begin to line themselves up quickly once a parent has submitted their child’s portfolio to a modeling agency.

Photos of web models are used for a variety of reasons but usually they are used to advertise items on a website. For example, many manufacturers send the product they are trying to sell, be it a toy, clothes or some other item, to the child model. There will also be specific instructions on how the child should pose with the toy or clothes for the professional photograph. If a company has a good experience working with particular web models, they will usually use these web models over and over again, so it is a good idea to make a good impression.

If you are a parent looking to help your child to enter the modeling industry another good place to look is job offers for child models that are posted by reputable modeling agencies. Child models, once they get their first few jobs, tend to be in high demand and get lots of work. Very often web models go on to do other forms of modeling. Interestingly, that there are several famous celebrities who got their start as child models. If you are a parent looking to start your child in a modeling career, modeling agencies are a great way to get into the business.

Many online modeling companies offer a variety of jobs as web models and this is an excellent way for a child to enter the modeling industry. Child models are in constant demand by various types of companies. You can find out more by going to Online Model World.

Aug 27
0

Large creature loose in London suburb

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Large creature loose in London suburb
Posted on Saturday, August 27, 2022 in Uncategorized

Tuesday, March 22, 2005

Police organized a search in the Sydenham Park area of south-east London after a local, Anthony Holder, was attacked by a 6ft long black animal while looking for his kitten in his back yard that borders a woodland.

Holder said the animal pounced, knocked him to the ground, and then he was “in its claws for about 30 seconds. Its teeth were out and I tried to defend myself and eventually I got the thing off my body.” Holder was scratched all over his body and suffered swelling and bruising to his hand and the back of his head. He called the police at about 2:15 am while the animal sat in the garden next door.

While Holder was being treated by paramedics, the Metropolitan Police conducted a search of the area. A citizen and a police officer saw the creature, believed by some to be a panther. Another officer also believed he saw the animal and reports it as approximately the size of a Labrador Retriever. The neighbourhood is being patrolled by an armed police response vehicle staffed by officers equipped with rifles and Taser stun guns.

Scotland Yard is currently seeking specialist advice from experts from the RSPCA and London Zoo. A spokeswoman said: “We are trying to establish exactly where the animal may have come from. In the meantime we are asking the public to be vigilant. If anyone does see the animal, do not approach it but dial 9-9-9 immediately.”

People are also being advised to keep pets indoors.

Sightings of big cats have increased in recent years. The notion of a large predator in London was initially dismissed by scientists, but evidence from footprints and droppings has led to other conclusions. The British Big Cat Society estimates 50 to 100 are currently loose across England. Livestock has supposedly been attacked a number of times. Farmers near Burford in Oxfordshire have offered a £5,000 reward for the capture of a large black creature suspected of killing livestock in the area. However, there have been virtually no human encounters.

Retrieved from “https://en.wikinews.org/w/index.php?title=Large_creature_loose_in_London_suburb&oldid=1241009”